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Do you think you don’t need auto insurance?
Well, in case you own no vehicle under your name, then you may not need one. However, if you have one or wish to buy a vehicle, then get ready to buy auto insurance at the same time. You may not be able to drive your vehicle without proper auto insurance in hands. If you do so, you will be asking for legal trouble easily, if you wish to overlook other situations like accident, theft or fire etc. what else can you overlook? Even if you earn handsomely, this does not entitles you to go sans auto insurance.
To begin with, the law bodies of your region and in fact every city/state of every country makes at least one type of auto insurance mandatory. You will need to check the ‘type’ yourself. Other than this, buying auto insurance shows that you are a responsible citizen, driver and person. If you have family, you would need to safeguard them if they ever happen to be victims of accident. Auto insurance will cover the damages and will take a lot of burden off your shoulders. You can therefore, concentrate more on recovering from accident and taking care of those who were accompanying you than running here and there clearing bills or arranging cash in emergencies.
You can choose the type of liability when you are buying auto insurance. It can either be bodily injury coverage for third person involved in accident, in case it is your fault or coverage of repairs of property damage and a few other types of auto insurance. The type is solely your liking and interest. Needless to say that even if you earn a lot, you may not be able to collect money in case the situation is worse. So, auto insurance plays a very important role in such times.